Shop Pay Installments FAQ

Buy Now, Pay Later with Shop Pay Installments!

When you choose Shop Pay Installments during checkout, you can split your purchase into 4 equal, 0% interest installment payments. With no additional, hidden, or late fees.*

How does this work?

Your first payment will be due either during checkout or 2 weeks after your purchase.

The next 3 remaining installments will be automatically charged (to the card you used during checkout) every 2 weeks. And yes, you’ll get an email reminder before each payment.

What payment methods are accepted for Shop Pay Installments?

The installments option is available for debit and credit cards.

Is there a minimum or maximum order to be eligible for Shop Pay Installments?

Yes, your cart value must be over $50 and not exceed $1000 to be eligible for Shop Pay Installments.

Are there late fees?

There are no late fees if you miss a scheduled payment.

Have additional questions?

For questions about installment payments on Shop Pay, please visit

For questions about Shop Pay or the Shop App, please visit

Arcade1Up can be reached through our Customer Service portal.

* Please note that payment options are offered by Affirm and are subject to eligibility check and may not be available in all states.

California residents: Affirm Loan Services, LLC is licensed by the Department of Business Oversight. Loans are made or arranged pursuant to California Financing Law license 60DBO-111681.